The XPAT. Panama. Make The Move.

How long does the visa process take?

The Short Answer: Visa processing times vary dramatically by type: 30 days to over 2 years depending on your chosen pathway.

Specific Timelines:

Pensionado Visa: Approximately 6 months for permanent residency

  • Fastest traditional route to permanent status
  • Requires lifetime pension of $1,000+ monthly
  • Most straightforward documentation process

Friendly Nations Visa: Just over 2 years total

  • Temporary residency granted first
  • Must maintain qualifying criteria (job, investment, or bank deposit) throughout
  • Permanent residency application submitted after temporary period

Qualified Investor Visa: 30 days for permanent residency

  • Fastest option available
  • Requires $300,000+ investment (increasing to $500,000+ in October 2024)
  • Only visa that doesn’t require physical presence during processing

Factors Affecting Timeline:

  • Documentation Preparation: 2-4 months before application submission
  • Legal Representation Quality: Experienced lawyers expedite the process significantly
  • Document Complexity: Apostilled background checks and pension verification can add weeks
  • Government Processing Backlogs: Can extend timelines during busy periods

Process Steps:

  1. Document Gathering: 30-90 days (background checks, apostilles, translations)
  2. Application Submission: 1-2 weeks with lawyer
  3. Government Review: Varies by visa type
  4. Interview/Final Steps: 2-4 weeks
  5. Card Issuance: 2-8 weeks after approval

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We're currently focused on helping American expats and international expats relocate to and settle in Panama.

We're excited to expand our services to other destination countries soon! Stay tuned for updates on new locations.​

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Final Payment Policy for Your Tour

If you paid a deposit to reserve your spot, the remaining balance for your tour is due by 11:59 PM (Central Time), one calendar month before your tour check-in date.

How to Make Your Final Payment

You can pay your remaining balance through our Tour Management Dashboard.

Important Payment Details

āœ” Late or missed payments: If the remaining balance is not paid by the deadline, your reservation will be canceled, your deposit will not be refunded, and you will not be allowed to join the tour.

āœ” Single payment required: Our system does not support installment or split payments. The remaining balance must be paid in a single transaction.

āœ” No automatic charges: We do not automatically process your final payment. You must log in and make the payment manually.

āœ” Payment reminders: We will send email reminders before your due date to ensure you don’t miss your payment.

āœ” No phone payments: We do not accept payments over the phone.

Please ensure your payment is made on time to avoid cancellation. If you have any questions, feel free to reach out! 😊

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